Boat & Watercraft Insurance.

What should I consider when purchasing watercraft insurance?
There are many different types of boats InsurancePM can insure. The most common are Pontoon, Jet Boat, Cabin Cruiser, House Boat, Yacht, Bass Boat, Fishing Boat, Sail Boat, Runabout, Personal Watercraft, Deck Boat, and Kayak.  You will see all of these on our inland lake and Georgia coast.  
InsurancePM has several of the top carriers to best fit your specifics needs for boat insurance.  You will have many great benefits from having InsurancePM as your watercraft insurance broker.  
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Call 470-601-SAVE (7283) and let one of our licensed agents advise you through all our available options.
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​Before you purchase a boat or other marine policy, it is a good idea to talk to an InsurancePM representative who can help you determine your insurance needs and explain your coverage options. 

Click On The Link Below to Start Your Watercraft Insurance Application NOW

Watercraft Insurance Online Quote

Things to consider and discuss with your agent include:

1. ​What are the basic coverage's, if any, required in my state or by my lender (if vessel is financed)?
2. Will I be able to afford to pay my deductible and expenses above my policy limits in the event of a loss?
3. How much would it cost to replace or repair my vessel, its furniture, fixtures and electronic equipment in the event of a loss?
4. Do I frequently take people out on my boat?
5. Do I have special features on my boat that might need extra protection?
6. Where do I store my boat when it’s not in use?
7. How do I transport my boat?
8. Where do I plan to use my boat?
9. Do I qualify for any discounts on my premium?
10. Once you purchase a policy, it is important to review your coverage needs with your InsurancePM representative on an annual basis, or whenever there is a major change in the status of your boat or its use (e.g. you renovate your boat or change its storage location), to ensure your policy remains adequate for your needs and budget.

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